APPLICABLE FEDERAL CREDIT CARD PAY-PER-CALL RULES
Telephone Disclosure and Dispute Resolution Act of 1992 (TDDRA)
TDDRA added Section 224 to the Communications Act of 1934 defining pay-per-call as any service providing 1) a) audio information/entertainment, or b) access to simultaneous voice conversation, or c) any service - including the provision of a product - where the charges are accessed on the basis of the completion of the call; 2) for which the caller pays a per-call or per-time charge greater than or in addition to the charge for transmission of the call; and 3) which is accessed through the use of a 900 number or other number designated by the [Federal Communications] Commission.
Following TDDRA going into law, the Federal Trade Commission (FTC) was directed to prescribe regulations governing the advertising and operation of pay-per-call services. The original pay-per-call rule implemented by the FTC is known as the 900 Number Rule may be linked to at the following site:
Download 900 Number Rule
Likewise, following the enactment of TDDRA, the Federal Communications Commission was charged with adopting new rules or the development of legitimate pay-per-call services. These rules, as subsequently modified in later years, are set out in the Code of Federal Regulations and are found through this link.